| Year | Invested | Returns | Total |
|---|
Mutual funds are one of the most popular ways to grow money. Many people invest through SIP (Systematic Investment Plan) or lumpsum. But before investing, it is important to know how much return you can expect. A Mutual Fund Returns Calculator helps you to estimate your future wealth in simple steps.
How Does the Mutual Fund Calculator Work?
The calculator works by taking a few details from you. You enter the monthly investment amount, investment duration in years, and the expected annual return rate. After that, the tool shows you:
- Total invested amount
- Estimated returns
- Total future value
Example of SIP Investment
Let us understand with an example. Suppose you invest $500 every month for 10 years. If the expected return is 15% per year, then:
- Total Invested Amount: $60,000
- Estimated Returns: $71,509
- Total Value: $131,509
Year-wise Growth Example
| Year | Invested | Returns | Total |
|---|---|---|---|
| 1 | $6,000 | $477 | $6,477 |
| 2 | $12,000 | $1,926 | $13,926 |
| 3 | $18,000 | $4,492 | $22,492 |
| 4 | $24,000 | $8,343 | $32,343 |
| 5 | $30,000 | $13,671 | $43,671 |
| 6 | $36,000 | $20,699 | $56,699 |
| 7 | $42,000 | $29,681 | $71,681 |
| 8 | $48,000 | $40,910 | $88,910 |
| 9 | $54,000 | $54,723 | $108,723 |
| 10 | $60,000 | $71,509 | $131,509 |
Lumpsum Investment Example
If you invest a lumpsum of $60,000 at the same 15% expected return for 10 years, the calculator will show how much wealth you can create. The growth will be faster because of compounding on the entire amount from day one.
Why Should You Use This Calculator?
- Helps to plan your financial goals
- Gives clear idea about future returns
- Simple and easy to use
Final Words
A Mutual Fund Returns Calculator is a smart tool for investors. Whether you are planning SIP or lumpsum, it helps you estimate returns in seconds. Always remember, mutual fund investments are subject to market risks, but with good planning, you can achieve your financial goals.