Investment Summary
Year-by-Year Projection
| Year | Investment | Interest Earned | Closing Balance |
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Planning for retirement is important, and your Provident Fund (PF) plays a big role in it. With our free PF Calculator, you can easily calculate your monthly contributions, total investment, interest earned, and maturity value. This tool helps you estimate how much wealth you can build from your PF savings over the years.
What is a PF Calculator?
A PF Calculator is a financial tool that helps employees estimate their future Provident Fund balance. By entering your monthly contribution, current PF interest rate, and investment duration, you can instantly know the total maturity value at the end of your working years.
Why Use Our PF Calculator?
- Plan Your Retirement: See how much money you’ll have when you retire.
- Accurate Interest Calculation: Get results based on the current PF interest rate.
- Easy to Use: No need for manual calculations, just enter a few details.
- Compare Scenarios: Try different amounts, interest rates, or durations to see how your PF grows.
How to Use the PF Calculator
- Select the frequency of investment (monthly).
- Enter your monthly PF contribution (e.g., $10,000).
- Enter the current PF interest rate (e.g., 8.25%).
- Enter your investment duration (e.g., 15 years).
- Click calculate to see your maturity amount, total investment, and interest earned.
Example Calculation
Suppose you invest $10,000 per month in PF for 15 years at an 8.25% annual interest rate:
- Total Investment: $1,800,000
- Total Interest Earned: $1,796,445
- Maturity Value: $3,596,445
Who Should Use This Calculator?
This tool is useful for:
- Employees – Calculate how much PF you will have at retirement.
- Employers – Estimate contributions and benefits for employees.
- Financial Planners – Create accurate retirement plans.
- Anyone Saving for Retirement – Understand how PF grows over time.
Try It Now
Secure your retirement with confidence. Use our free PF Calculator today and plan your financial future smartly.
Frequently Asked Questions (FAQ)
What is the current PF interest rate?
The PF interest rate is decided by the government. For this calculation, we used 8.25%. You can change it based on the latest official rate.
Does the PF Calculator include both employee and employer contributions?
Yes, you can include both contributions if you want. Just add the total monthly PF amount (your part + employer part) as the monthly investment.
Can I change the investment duration in the PF Calculator?
Yes, you can set the duration in years as per your retirement age or working period. The maturity value will adjust instantly.
Is the PF Calculator free to use?
Yes, our PF Calculator is 100% free and can be used unlimited times without any signup.